"The less money you owe, the less income you’ll need and the less you’ll have to save for tomorrow." ― Suze Orman Topic(s): Money More From Suze Orman "If you are worried about job security and do not have an adequate emergency fund (ideally eight months’ worth of living expenses stashed away in a federally insured bank or credit union), you need to focus more on saving money than paying down the balance on your credit cards." "I always say, ‘People first, then money, then things.’" "Like your home’s closets, your financial clutter needs an overhaul every now and again, and the payoff will go far beyond the psychic satisfaction of neatening up." More In Money "There are probably several hundred thousand if we narrow the definition to include only those who in their search for money and power are ruthless and deceitful."― Henry A. Wallace "Money without brains is always dangerous."― Napoleon Hill "I hope that people will finally come to realize that there is only one ‘race’ – the human race – and that we are all members of it."― Margaret Atwood